Let's see if Instatewaiter comes out of his/her study jail and can answer that. He/she just completed second year and is either getting ready to take the boards or has recently.
And here I am. I just finished taking the boards this afternoon.
From what I know so far, some people start studying boards at the beginning of first year but the bulk of the studying begins in Spring semester before the test. I also think 2nd years get ~30 days of no classes at the end of the year so they can finish their board prep and take the test.
Anything you do between 1st and second year is going to be relatively worthless. Take it from me. Outside of physiology everything from first year is pretty low yield or will be re-covered during second year. 2nd semester of second year things begin to pick up and people generally start reviewing some of the material for boards. Then 2nd year ends and you have 25-35 days (depending on your preference, or more if you want) of morning to night studying.
The boards
The school has board reviews during ~2 afternoons a week (1h each) during the 2nd semester of M2. You come in, eat your lunch and listen. They review your anatomy, immuno, neuroanat, phys etc.
In addition, you have 3 full days (8h) of high yield review of pharm, phys and path right after classes end. You then sequester yourself for around a month.
Most students meet w/ Dr Costanzo and based on your grades, your weaknesses and your test date she gives you a day by day hour by hour plan to study. She does a ton of research on the best methods, best books etc for the boards so she knows what she is talking about. It takes a lot of the guess work out of it which, in turn, takes some of the anxiety out of an anxiety ridden thing.
She is also the writer of the physiology book(s) almost every medical student in the country uses and recommends. Note that phys is one of the 2 highest yield subjects on the boards- the other is path- so having the person who writes the book advise you is a good thing.
I think She is also one of the editors of First Aid that literally every medical student uses but I dont feel like checking my sources right now.
There is a reason we have below average MCAT scores yet above average board scores.
And about the course load: I just finished 1st year, but from what I've heard second year is more intense but you are able to handle it by the time you survive first year. At that point your study habits should be pretty well developed and your Phys/anatomy/Neuro/etc from first year serve as some of the building blocks for what you learn second year.
Depending on the course, second year can be more or less time consuming. I thought anatomy was the hardest course in med school thus far (M1) followed by cardio (M2) and then micro (M2) and then pharm (M2).
By the time you get to second year you are used to it. It takes a bit of time to get used to the organ systems but by the middle of second year it is second nature.
So second year starts with 3 basic science (Pharm, path and micro) and then moves into organ systems (heme/onc, endocrine, Respiratory, Cardio, GI, behavioral science, neuro, women's health etc).
Overall i have to stay MCV/VCU did a good job of preparing us for boards. There was very little in my board studying that I hadnt been exposed to.
I wouldn't worry so much about how hard it's going to be. It's going to be hard at either school, but if you got in then you can probably handle it. Again, I'd think very hard about debt load though.
Debt load is an impt thing to consider. I didnt read the earlier posts but anything north of 30-40K is going to be relatively significant. Other things equal, that debt load could be the deciding factor. However, 30K is nothing if you are going to be unhappy at the other school.