Would you put off PT school in order to save more money for tuition costs? What would you do if you were in my shoes?
I hate my IT job/career and the PT profession is more aligned to my values. Currently, I am able to save at least $1,500/month (after taxes) each month. I will indeed be making less as a PT than what I currently make and I am okay with it. However, I need to decide if I should postponed yet another year of applying to PT school in order to save as much money as possible in order to pay most (if not all) of the a PT program tuition.
I had originally wanted to apply for this currently cycle; however, Life threw a curve ball (i.e. my parent become deathly ill), so I temporarily dropped my studies. Now that I'm back on track, I was going to apply to the next cycle that starts on July 1, 2012 and, hopefully, enter a PT program in the summer of 2013. Yet now I'm thinking is it better to wait for yet another year to build up my savings account. If I wait it out another year and encounter no financial emergencies, then I feel confident that I can pay 30K out of pocket for my PT tuition. I would hopefully (only?) have to take out a loan for my living costs for those 3 years.
The only CONs that I see in delaying PT school are: 1) the fact that I'll be stuck yet another year in a career/job that I absolutely hate and 2) the increase cost in tuition.
I hate my IT job/career and the PT profession is more aligned to my values. Currently, I am able to save at least $1,500/month (after taxes) each month. I will indeed be making less as a PT than what I currently make and I am okay with it. However, I need to decide if I should postponed yet another year of applying to PT school in order to save as much money as possible in order to pay most (if not all) of the a PT program tuition.
I had originally wanted to apply for this currently cycle; however, Life threw a curve ball (i.e. my parent become deathly ill), so I temporarily dropped my studies. Now that I'm back on track, I was going to apply to the next cycle that starts on July 1, 2012 and, hopefully, enter a PT program in the summer of 2013. Yet now I'm thinking is it better to wait for yet another year to build up my savings account. If I wait it out another year and encounter no financial emergencies, then I feel confident that I can pay 30K out of pocket for my PT tuition. I would hopefully (only?) have to take out a loan for my living costs for those 3 years.
The only CONs that I see in delaying PT school are: 1) the fact that I'll be stuck yet another year in a career/job that I absolutely hate and 2) the increase cost in tuition.
My anxiety of the unknown is getting to me. Ignore this thread please.
