silly question..can i consolidate my loans and still do REPAYE?

[Borrow]

i couldnt find the answer anywhere.

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[DrMidlife]

depends on your loans. if you have private loans as well as federal, then no, you can't consolidate and do REPAYE.

if you have non-direct federal loans, you're required to consolidate.

if you only have direct federal loans, your interest rate almost certainly goes up with consolidation.

see studentloans.gov