I'm going to get way off topic here, and go on a soapbox, but this is leading to another issue....
So if they go see a physician, and that physician has 8-12 people scheduled within 1 hour, do they feel like they shouldn't have to pay but 1/8th to 1/12th the amount? Which in many cases, is the same co-pay/co-insurance amount as they might pay when they go see a PT. I've shadowed an ortho and a GP, and in most cases the patients were seen from anywhere for 1-10 minutes?
One of the biggest issues I see, as a PT and a clinic director, is patients coming in saying they can't afford PT, or they don't want it until they have x-rays, MRI, see an ortho or neuro they were referred to see by their PCP or GP. They often feel like, "how can you fix me if you dont know what's wrong" or that they much have an MRI done, which we know 1) does not fix them, 2) in many cases tells them nothing, and 3) doesn't change their treatment. However many of these patients are willing to go see a physician for 5 mins and without question pay whatever the cost to get a Rx to PT and told 'lets get some x-rays or an MRI to see what's going on." So then they pay for these imaging studies, they've paid for all the physician visits, they've paid for medicinal Rx's, and then finally they get sent to PT. Well then when they are told what it's going to cost for PT, they say "I can't afford it" whether its because they've already paid for everything else, or they just DON'T VALUE our services. Here it is, they've finally been sent to the person/s that are going to "fix them" and they don't value our services.
Run the numbers, look at the costs of physician visits, look at the cost of imaging studies such as x-rays, CT scans, MRIs, nerve conduction test, look at the cost of pain medications. In most cases, patients are going to get better w/ PT for musculoskeletal issues than any other treatment option with better long-term outcomes.
Prime example, a patient referred to me w/ CS radiculopathy. She called and told me she couldn't afford PT based on her insurance (high deductible, must pay OOP until met) and is suppose to have an MRI done so she's going to do this and doesn't want to come to PT. I ask her what her treatment has consisted of so far? Have you gotten any better? Does she know how much an MRI cost? Is her insurance going to pay for it? She responds with "Some pain pills, no they didn't help, I don't know how much an MRI cost, and I don't know if my insurance is going to pay for it."
So she's told me she can't afford PT, which based on what it would cost, would be about $100/visit she would owe, and would go towards her deductible. She doesn't have a clue what an MRI costs, or what her insurance will pay, because no one else cares (MD, RN, etc) about how much it costs her obviously and just told her to get it done. In my experience w/ CS radiculopathy, I could get her feeling better in 4-10 visits (or $400-1000). However, she's will to blindly pay whatever it costs for an MRI, which is going to do nothing in the sense of making her feel better, which most of us know on avg is about $2,000, and considering her insurance she is probably going to be responsible for most, if not all of this.
Best case scenario, she gets treated by a PT, she's feeling better in under $1,000 and she learned a "priceless" lession about what causes her pain, how to prevent it, and how to treat herself in the future if these symptoms return.
Worst case scenario, she gets treated by a PT, it doesn't work, the cost of PT has applied to her deductible, and she'll need some other intervention (which will require the MRI at that time) to solver her problem. $1000 for PT, $2000 for MRI, and then either injections, or surgery, to fix her problem, which in most cases she will have met her deductible by that point and she wouldn't have to pay anything else out of pocket.
It only makes sense to me you'd go with the option that is 1) going to cost you less, and 2) is probably needed in the 1st place just to prevent you needing PT services "post invasive" treatment.
We fix people, and we fix people CHEAPLY!! PT is considerably a very cost effective treatment option, even when it is ineffective. By ineffective I mean we didn't make that person feel better. However, what we have done, that goes unnoticed, is we've educated this person on what probably led them to where they are, we've educated them on how to prevent this in the future, and we've, to some extent, "conditioned" them to be better prepared for whatever other treatment they will receive in order to get the best outcomes.
The sad thing, is I constantly see PTs discounting our services. When we fix people, are we asking for more money? No, we send them on w/ life lessons so they don't have to come back to see us. When they are treated by a physician, whether it's through medication, injections, surgery, and that doesn't work, do they ask for a discount? No. If you can't afford surgery, what happens, you go to Pain Management, and if you can't afford that, you're sent to PT - and we're suppose to discount services because we are BEGGING for any business we can get.
I could go on FOREVER about this, but I'll quit babbling, sorry for taking up your time, but if you read it then I guess you were interested. Maybe there will be a thread about this later to discuss.
Back to the original topic...
You stated the patient should only have to pay for 1/2 the cost of treatment...why? Okay maybe they had to wait a little longer for the therapist, because yeah, his/her schedule is over-booked, but you know what, there might be a good reason this PTs schedule is this busy, because maybe they are a good PT. If that's the case, then this patient needs to just wait, just like they do when they go to see their PCP, Ortho, or Neuro, when they're waiting in the lobby, and then in the room, and then after the physician leaves.
I'm really hoping to work somewhere with a 1 or 2 patient per hour ratio. When I was shadowing a therapist with a number of patients at a time, the patients would tell me they should only have to pay half of the cost of treatment since they were only getting half attention :/ I felt kinda bad for them!