That is the issue -- the sticky wicket.
When black young adults were asked this question - If two students (a black and a white) with equal grades and SAT scores applied to a college, who is more likely to get in? 95% answered incorrectly and said the white student would get in over the black student - despite that being completely false since probably the Philadelphia Plan circa 1967. Isn't that a problem that this simple and plain fact is completely misunderstood and believed by almost everyone in that demographic?
When you say "systemic racism" what system are you referring to? Clearly not our highest institutions of the land. Last year acceptance class into the HIGHEST institution of ALL the land (Harvard) was 18% black, much higher than our demographics of black would suggest (14%).
Do you mean on income earning? 7-8 of the top-ten income earning groups are people of color (I got that from a tweet)...
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The point is...if we can't have an honest discussion about these things without finger pointing, or name calling - it makes people feel like they don't even want to talk about it at all. It makes people just leave the conversation alone.
As you correctly point out....these things SHOULD and NEED to be discussed. But by yelling RACIST for every unjust thing...does that REALLY get people to discuss these things on a level that moves the needle, or moves things forward?