I got my financial aid package from BU and I didn't receive ANY institutional loans or grants. Just $38,500 in Stafford loans. Anybody else that is looking at taking out private loans to cover all living costs, fees, etc. I think what really hurt me is that I've worked this past year as a research assistant (so I've made $13,000), but I live on my own (I'm 31), so that money has gone to pay for rent, etc. I haven't been able to save any. My parent are middle class, but divorced, so they are each supporting their own households, and obviously aren't supporting me! I'm just wondering if anybody else has been out of school for a significant amount of time, and finds themselves in the same spot. I'm so reluctant to take out $20K in private loans, which are known to be SO expensive. Thanks in advance for the input!