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ok i need massive advice.. i am a senior in hs. i grad thir yr and have applied to a bunch of colleges.. i a\want to become a doctor. but have learned the debt is massssive. so i found another route to becoming one. going to community college for 3 yrs and becoming a nurse.. rn.. then working at a hospital that will pay for my 4 yr whilke i am still making good money about 5ok a yr. then beocme a np and so forth to an md... what to do cause i dont want to stay home.. but it is like 3 yrs.. but i dont know if its worth it.. plus like eeryone i know is going to a 4 yr its embarassing to go to community... im an AP honors student.. WHAAAT TOOO DOOOO... if u have any advice u can reply to this or im me at jessgor610 or email me [email protected] cause i dont know how this thing works.. please some advice i am soo confused....
I'm guessing there are other threads that are more tailored to this. But I would just say that if you can get accepted to a 4 year undergrad and then go to med school, you should do it. If you start down a more complicated, longer path, chances are you won't make it to your end goal. Also, I don't think I know a single person that doesn't have student loans. Student loans are "good debt" if you stay up to date with the payments--the interest rate isn't too high and it helps you build a credit history. You should talk to a counselor at your high school.
Coffeebeanjenn is right on target in both her points. First of all, there is a special forum here just for high school students, called SDN Aspire, and I think it would be a better place for your post. There are adult moderators over there as well as other HS students who can advise you better than we can.
Second, I wouldn't put yourself through hell during your college years just to avoid borrowing. The whole idea behind it is that by borrowing now, you can afford a better education that will increase your future income, which will make it possible for you to pay back the loans. Also, don't forget that you might be eligible for grant-based financial aid, rather than just loans. At some colleges this is based entirely on need (which you may well qualify for), but at others there is some merit aid available also, which you might be able to get if you're a good student.