When a stafford lender is under the maximum (CFNC)

[Medikit]

I'm looking at using The College Foundation of North Carolina (CFNC) as my primary lender to pay for medical school. Because they aren't one of the "preferred lenders" my school listed (THE, MEDLOANS, Access Group, or Citibank) I called up my school's financial aid department to see what they thought about CFNC. They asked me why I wanted to go with CFNC and I said it was because their maximum interest rate is 7.75% rather than the federally mandated 8.25% and it was looking like T-bills were on the rise. She basically told me that she was suspicious because everything was set up by federal regulators. Does anyone know anything about CFNC?

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