Luckily my final tally won't be THAT high! I am married but in a way tht makes the finacial burden harder because we have a lot more responsibities than when I was single (house, two cars, etc). although we live very frugally, it's still not enough. I attend a public university, but we are considered undergrads for the first two professional year (I don't know if that's the standard) the max Stafford is only $10,500 which doesn't do much beyond tuition, books and very little in the way of expenses.
I think I do need a cosigner because my debt-income ratio is already horrid and my husbands credit isn't much better.
Which lender did you use Amanda (if you don't mind) and what was the best deal you found?