Call schedule is about 5-6 times a month your PGY - 2 and 3 year, and no call as a senior. As far as the housing, there are several options. One is about 3 blocks away and is a pretty good deal, but no one knows how much longer it will be around, and there is housing in Jersey City. It a really nice building, that is a 10 minute train ride from the hospital. You could also choose not to get the housing provided, and instead get a yearly subsidy which I think is 3000.