At the risk of appearing fickle, I have on occasion considered the possibility of EM as a career(Reading and "sleeping on it" has giving me more insight). Having spent the past 5 yrs in a very busy ED, and forging good relationships with many ED physicians, I've had the good fortune of knowing what I'd be getting myself into by choosing this route, good and bad. Graduating just before I turn 41, finishing residency by ~44. When comparing 3 yrs EM training to 6 yrs ortho when considering family, lifestyle, job satisfaction, etc, it might be tempting to go with the former...
EM in Milmed would still be competitive as I've heard and read. Possible outcomes of choosing HPSP as I've come to understand
***as much as I've read and learned here, I'm sure to be incorrect on something, so forgive me and by all means correcthat me where I'm wrong
***
1) a 4 yr Navy HPSP then 2 yr GMO, doing EM pushes me back to finishing up residence at 46, then commitment of 4 yrs, so I can get out at 50.
2) a 3 yr Navy HPSP then 2 yr GMO, followed by 3 yr residency and 3 yr commitment means I'm out by 49.
3) a 3 yr AF HPSP(would have to wait until next year to apply) no GMO, 3 yrs EM residency, then 3 yrs payback I'd be 47 and can get out. *depending on likelihood of civilian deferral for EM residency*
Anyhow...just my thoughts... while not the intentions of my original posts, I would like to address the financial advantage/disadvantage here with EM milmed and get feedback...
Assuming #3 is accurate, I would lose 3 yrs civilian pay vs milmed, yet at ~500k total loan debt, I'm beginning to think I'd come out a little bit ahead going milmed. May not be the case as the EM salaries quoted online vary so greatly due to region, full or part-time etc, and Im not sure which numbers to use (I live in a southeast metro of ~4
00k people). Also, while I would not be joining milmed solely for money (I'd want to experience of being in milmed), perhaps this could be a case where joining would make sense financially?