Loan Repayment Plan advice for resident

[NatureVitC]

Hi everyone, just wanted some quick advice: I will be a PGY-1 resident starting in July making $50,000/year. I do not plan on doing PGY2. My student loans are around 25k. Which loan repayment plan would you recommend? My options are standard, graduated, revised pay as you earn, and pay as you earn. Thank you so much

---

Members don't see this ad.

 

[TMP-SMX]

I have so many questions. Why are you not doing PGY-2 and what do you plan on doing? What will your income be? How much do you have in savings? How much do you have in debt otherwise? Are you married? Does your spouse have loans? What is the interest rates of your current loans? In general PAYE is the best plan but I'll give you more guidance if you answer the above questions so we can help you more.