how do banks/mortgages look at residency?

[rachmoninov3]

How do lending institutions, banks, mortgage companies, look at residency?

Say I wanted to apply for a mortgage after I graduate and match. While residency is "full time employment" do banks look at it as "held job for less than 1 year?" Do they look at $40K for 4 years with tripple that at 5 years just based on the MD?

I've kept my job at a local hospital while in med school (they have my 403b) so I can put down continuous employement throughout med school, but I'm curious how this whole financial mess of today will change mortgage lending and whether or not a bank would lend to me in the future (assuming my credit stays good)

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[nogolfinsnow]

There's a long thread in the investing forum about doctor loans. The OP is/was heading into residency, so similar to what you're asking about.

http://forums.studentdoctor.net/showthread.php?t=385616