Graduate Loan Plus Questions

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Workhard555

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I am thinking of applying for Graduate Student Loan Plus and I have a couple of questions that I would really appreciate if anybody could answer. (at least some of them :) )


1. Due to my adverse credit history I know that I will need a cosigner. My cosigner had an 90+ past due 2 years ago on his credit history but has also settled that about 2 years ago. Will he be able to cosign for me due to currently having no defaults?

2. If approved will my student Grad Plus Loan show on his credit history as well? (I am asking because I would like to know if my cosigner would be impacted in any way as long as I am current on my payback)

3.Can I fill out the cosigner addendum right away with my application, or do I first have to be rejected on my own before I can reapply with the cosigner?

Thanks to all who respond :)!

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