Hello everyone! I was looking to check my most latest Experian FICO score as a private loan I am applying for pulls from Experian. I noticed that my score did not change at all but my total debt and utilization both decreased by the exact amount I had paid my Discover bill for and are also reflected on my Experian credit report. However, it has not been 30 days since my Experian score last changed (ie it changed before Discover reported my latest balance), do I simply need to wait for the 30-45 days before my score updates? I was just taken back that paying $1,000 to decrease my utilization 5% netted a 0 score change. I have 0 late payments as well as 0 collections.
Experian FICO Score
- Thread starter drthedude
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