The most I've even seen the chi-squared or t distributions apply to biology is in genetic analysis. Basically they are just two methods of probability distribution. Normally you would do some calculations about the statistical probability of events and then look up the t or z (normal bell curve) or chi-squared values in a table.
T-distribution is similar to the standard Z (bell curve) distribution , except that it is narrower in the middle. It is generally used for when there are a lower number of samples in which the statistic (usually the standard mean from a smaller group) is being calcuated from. IE if my group has a mean BAC of .10, what is the range of BACs for a much larger group for a specific confidence (like within 95% or 99%). Again the t-distribution applies to smaller sample sizes, usually less than 30. More than that and the Z distribution is used.
The Chi-squared distribution is one sided, meaning only positive values. It is generally used in error analysis and significance testing, and is also used for testing "Null hypothesies", which are hypothetical scenarios set up to test whether an event will happen or not for a given statistical significance.
Chi-squared can also be represented as (Observed - Expected)^2/Expected, when using the chi-squared distribution to calculate the probability that a given series of data is part of another "expected" series of data.
This is what I've used chi-squared for (outside of math classes): I've been working on a research project involving changes in cell growth on cross-linked PDMS substrates with varying levels of clay nanoparticles. Chi-squared is used if I say to myself "Hmm, I have higher numbers with 1% clay then with .5% clay, but are the numbers different enough to have a statistical significance?" meaning are they far enough outside the wrelm of possibility that the higher numbers could have just been random chance.
Now keep in mind that I know nothing about genetics so maybe a bio major will be of more help, but from what I see in this genetics book I bought, a chi-squared test can be used to determine statistical probabilities of genetic events (IE odds of a family having 9 girls 1 boy). It looks like they also go into hypothesis testing. I have a hard time believing that they'd require something like this on the mcat as its only something you start to learn in upper level undergraduate statistics.