- Joined
- Jun 28, 2006
- Messages
- 998
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- 262
One thing I'm not quite clear about. How is one able to essentially do a charity case for self pay patients in some situations but not able to charge the insurance discount for other patients? We've heard over and over about self pay patients being charged and sued for more than any reasonable insurance negotiated price. The defense is some kind of argument that it's the law to "charge" everybody the same. What situations are one then allowed to do a charity case?
There are 10 Mohs trained guys in my state; I cannot speak for the three up north, but I am the only one of the remaining 7 that I am aware of who does not actively limit the number of self (no) pays. I live in a very poor state besieged by poor health, poor education, and general poor economics -- poor systems that have been greatly worsened by government regulations. Anyway... I probably do more charity cases than anyone as I do a couple hundred a year. My self pay Mohs cases are asked to bring $300 with them at the date of service if they can; no one is turned away. I always do whatever reconstruction I can as you simply cannot find a plastic surgeon willing to cut a deal -- even the University (especially the University) are douches to deal with. Their total bill never exceeds $1000 and I personally cannot remember charging more than $500. Excisions, regardless of repair, have been charged $250. I more often than not never see that; in 2013 I had accumulated over $350k in bad debt stretching back to June of 2010 -- the last time I purged the books of bad debt -- and this is at those discounts.
Yes, people who do what I do can be and often are paid well. We do it on volume and sheer work effort. I know that it may not be a popular or politically correct opinion to profess, but the people who self select for any given profession will play a significant determining role in how well that profession performs... and those of us who self select out for Mohs would trend toward the more productive.
What our dear M3 does not understand is that the income of the procedural dermatologist is not extravagantly high because he or she is paid better for any given service than any other specialty providing the same service; it's that we are quite busy and proficient at what we do... which drives a volume of services not matched by many... and the economics of it are such that greater revenues translate into greater profits in a nonlinear fashion.