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Hey there. I'm considering filing for bankruptcy (long story) and am in the process of picking up the pieces so that I will eventually be able to pursue a PhD someday.
A few questions:
- How does bankruptcy affect stipends and grants? I know I would be ineligible for private student loans, not sure about federal.
- Does my bankruptcy or credit affect APA internship match in any way?
- Do they affect getting a job? e.g. if a psychiatric hospital runs a background check and sees I declared bankruptcy 7 years ago, will I get moved to the bottom of the list?
I hadn't heard this, but it does sound like the type of correlation where other variables are likely to be the explanatory factor. For example, poor organization means late on bills, gets behind...bankruptcy. That poor organization might mean you mess up your resume or miss an application deadline or show up for interview late...no job.I know that there is some evidence that poor credit hurts job applications in general, so I would imagine that could extend to psychologist positions.