I wouldn't advise a medical student to avoid CT Surg, OB/Gyn, NeuroSurg, or any other "high risk" specialty just because of the current problems with malpractice insurance. The current situation cannot continue; some sort of resolution much be attained in order for high risk specialists, who are greatly needed, to remain in practice. By the time you finish med school and residency, the market will have corrected itself and some form of tort reform/insurance regulation will be in place to make practicing high-risk medicine a tenable financial decison.