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Hey, that's great that went so well for you, akpete!
Thanks!
The loan from Chase is this one.
You'll see under the loan benefits bullet points that "No financial aid forms or school certifications are required" which is why it is non-cert and you can borrow above COA.
Just FYI, there computer system has had some bugs lately so I had to finish my app over the phone. No big deal.
Good luck!
btw, I had a cosigner.