Wow, so I called up UMASS Boston and asked about applying for a second bachelors. Basically all they asked me to do was fill out this little online application form with my address, schools attended, emergency contact info, etc, and give them my credit card number. They waived the essay for me and just asked me to have my ugrad send over a transcript. No recommendations! No essay! This is wonderful!
Now we just need to see if they let me in!
Mainly the reason I'm thinking about this is that it is very hard to get loans for post-bacc when you are not in a degree program (BA/BS or MA/MS). I am just taking random classes a la carte. Enrolled in a BA/BS program I qualify for way more loans.