I just switched from FM to EM (dream residency). Have any of you guys signed a contract to work for a group or organization in exchange for a stipend? I saw HCA offers one but not during the current period for EM. EMcare offers one too but it seems a lot less than what HCA has been offering recently. Anyone have experience with finding these? I know the area I want to work in (South FL) and don't mind committing to a place in a geographical area.