Please, please, please don't go to NYU

[Student Loan Planner]

The increase in income would be well worth it. We'll see at any rate

Worth it if you avoid the highest cost programs. Have worked with a bunch of specialists trained in the northeast who had $700,000 to $1 million in debt and were making only like $220,000 to $250,000

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[wengerout]

Worth it if you avoid the highest cost programs. Have worked with a bunch of specialists trained in the northeast who had $700,000 to $1 million in debt and were making only like $220,000 to $250,000

Just curious, why the lower salaries? Some dentist make that much and more. Were they OMFS, Orthos, or something else?

 

[dentalcpa90]

I clicked on your link. Under BS data: half of the jobs were engineering, which I said would make it in your range. Engineering jobs usually require engineering degrees.... or at least the knowledge that comes with an engineering degree.

The other half was business jobs. There weren't any natural science jobs unless you count project manger (unspecified) which is not usually an entry level position.

Of course you can tell people to find a field that has more demand. You don't have to get a job in what you majored in.....but most predents will first look for a job in the field they studied.

If you are looking for an entry level job in the natural science industry with a bachelors + no experience - it will be around $30k, no doubt. The way you are informed on this topic makes me skeptical about how your knowledge on other topics.

That is why I recommend not studying a natural science. I would study business. Specifically, accounting, marketing, human resources, real estate, or business law. All are pretty useful even if you become a dentist or not.

If you still want to go into healthcare, I would can consider other health professions like PA, AA, NP, CRNA, pharmacist, or CLS before making your decision.

If you are open to other fields other than healthcare, you can look into coding boot camps, becoming an actuary, or getting a masters in accounting. All are pretty good ROI's.

I actually laugh when people suggest pharmacy...

I honestly think pharmacy is not that bad. If you can become one with low debt and get a job in California, or a job at Costco and Kaiser. They seem to have it pretty good. Way less debt, starting pay as much as a dentist, company provides health benefits, retirement plan, and paid-time off, work is less physically demanding than a dentist, malpractice insurance cost less than a dentist, etc.

 

[Student Loan Planner]

Just curious, why the lower salaries? Some dentist make that much and more. Were they OMFS, Orthos, or something else?

All OMFS and Orthos in NYC, Boston, LA, SF, DC. Remember that it's actually unusual for a dentist to be making over $250,000. The average is something like $150k to $170k and it's been declining every year bc of lower PPO reimbursement rates from spots like Delta Dental.

Averages mean there's a lot of people who make more and a lot who make less. Many of those who make less went to the most expensive schools and stayed in the huge saturated metro areas where they trained post graduation. Bc of demographics, these folks are making half of what their middle of nowhere practice owner counterparts make.

Someone could post an example of a OMFS they know who's living in NYC and who's crushing it and say oh look he's wrong. What people fail to account for is statistics.

The folks saying that the specialist training is so worth it from all the extra income you're gonna make haven't truly analyzed the numbers. I've got general dentist clients doing bread and butter type stuff making 400k net and I've got all these specialists below 250k. Nothing is automatic anymore.

 

[LFA20]

The increase in income would be well worth it. We'll see at any rate

I don't recommend specializing to earn a higher income. The extra debt is not worth it. Only specialize if you truly enjoy that one particular specialty and not want to do anything else.

You'll see when you start dental school what you do and don't enjoy doing..

 

[Alpha Centauri]

I don't recommend specializing to earn a higher income. The extra debt is not worth it. Only specialize if you truly enjoy that one particular specialty and not want to do anything else.

You'll see when you start dental school what you do and don't enjoy doing..

Thanks for your recommendation

 

[wengerout]

All OMFS and Orthos in NYC, Boston, LA, SF, DC. Remember that it's actually unusual for a dentist to be making over $250,000. The average is something like $150k to $170k and it's been declining every year bc of lower PPO reimbursement rates from spots like Delta Dental.

Averages mean there's a lot of people who make more and a lot who make less. Many of those who make less went to the most expensive schools and stayed in the huge saturated metro areas where they trained post graduation. Bc of demographics, these folks are making half of what their middle of nowhere practice owner counterparts make.

Someone could post an example of a OMFS they know who's living in NYC and who's crushing it and say oh look he's wrong. What people fail to account for is statistics.

The folks saying that the specialist training is so worth it from all the extra income you're gonna make haven't truly analyzed the numbers. I've got general dentist clients doing bread and butter type stuff making 400k net and I've got all these specialists below 250k. Nothing is automatic anymore.

Why stay in a saturated area when you know you have a lot of loans to pay?

And yeah that factor presents another monkeywrench in the works. On average OMFS makes much more than your average GP but once you look into all the investment it takes ( Building interest/loss on income due to not practicing) it's hard to determine if it makes sense to do it.

 

[wengerout]

I don't recommend specializing to earn a higher income. The extra debt is not worth it. Only specialize if you truly enjoy that one particular specialty and not want to do anything else.

You'll see when you start dental school what you do and don't enjoy doing..

Wouldn't this not be true (At least on paper) for OMFS?

 

[LFA20]

Thanks for your recommendation

Your attitude for a pre-dental student is quite amazing...

 

[Alpha Centauri]

Your attitude for a pre-dental student is quite amazing...

The curious thing about reading a text versus conversation is that often times, text messages are misinterpreted. Your posts have been helpful in my journey to school over the past year. The last thing I would do is troll you on a message board when I can be enjoying my last remaining weeks of summer

 

[Student Loan Planner]

Why stay in a saturated area when you know you have a lot of loans to pay?

And yeah that factor presents another monkeywrench in the works. On average OMFS makes much more than your average GP but once you look into all the investment it takes ( Building interest/loss on income due to not practicing) it's hard to determine if it makes sense to do it.

Same reason any mid 20 or 30 something moves to NYC instead of middle of nowhere 2 hour drive to Tulsa, Oklahoma.

If you train in an environment like NYC, Boston, SF, etc and you're going out w friends for drinks on the weekends, having fun, meeting other young interesting people, the last thing you're gonna want to do is move to the boonies.

Add in meeting a sig other from that area and you're almost certainly not gonna move. I've seen it a bunch of times where young dentists told me they had every intention of living in a random place only to not do it when push came to shove

 

[DDSER1]

Some of the main reasons many chose dentistry are the autonomy, entrepreneurial opportunity, and a high earning potential. However, it is up to the student/dentist to gain the competitive edge. A DDS/DMD alone is not an indicator to guaranteed wealth. No one will do it for you.

After graduating, it is up to the dentist to maximize on those opportunities. Unfortunately, most have been shielded by academia their whole lives, so they know absolutely nothing about the autonomy and entrepreneurship they so desired. They have also done nothing to learn about it when they had many opportunities, because they did not take the initiative.

And, in classic millennial fashion, the blame begins and responsibility is never acknowledged. "It's the schools fault." "It's the governments fault." But it's never "my fault."

So there are 2 things to consider:
-These schools that are oh so terrible and unethical, maybe you can learn from them. The demand is there, and supply of seats still exist - so they can charge what they want. If they were so bad, people wouldn't apply.

-It's not the governments fault. In fact, I see no reason to cap dental school loan limits. Doing so would be a detriment to the field. Why? Because the availability of these funds maintain the ability for the admissions process to remain purely merit-based. Do not underestimate the number of dental students who do not need to take loans. The paradigm will shift to applicants from the most qualified, to restricting admission to only those who can afford it.
"But surely there can't be THAT many students who can meet bare minimum admission requirements AND afford dental school at these prices!" Maybe, maybe not. If not, schools will have NO CHOICE but to lower tuition, right? Wrong again. Do you have ANY idea how competitive it is for international students to get a seat in dental school? Don't forget, these applicants do not qualify for Federal loans, so they are paying cash-money.
So by this point, admissions standards have dropped, international enrollment has jumped, and tuition prices have not dropped; but the thousands of academically qualified U.S. Applicants HAVE dropped. So in considering this scenario, is it still the governments fault? It's business. You can either fight it, or you can adapt.

Now with all of this mind, it is up to YOU to make smart professional moves. Obviously a lower cost school is an amazing start, but if that's not an option it does not mean you are doomed. You learn, read, prepare, and understand how to become financially successful. ABANDON THIS DEFEATIST ATTITUDE IF YOU WANT TO SUCCEED. Come up with a strategy, have a plan, and get ready to play the long game.

Schmoob speaking some heavy truth! I love it

 

[wengerout]

Same reason any mid 20 or 30 something moves to NYC instead of middle of nowhere 2 hour drive to Tulsa, Oklahoma.

If you train in an environment like NYC, Boston, SF, etc and you're going out w friends for drinks on the weekends, having fun, meeting other young interesting people, the last thing you're gonna want to do is move to the boonies.

Add in meeting a sig other from that area and you're almost certainly not gonna move. I've seen it a bunch of times where young dentists told me they had every intention of living in a random place only to not do it when push came to shove

I suppose but once you're married/have kids I don't see the big deal. Maybe it's because I grew up in the south but you can still have fun without living 5 minutes away from the heart of the metro.

I can see the issue with the significant other though.

 

[wengerout]

Same reason any mid 20 or 30 something moves to NYC instead of middle of nowhere 2 hour drive to Tulsa, Oklahoma.

If you train in an environment like NYC, Boston, SF, etc and you're going out w friends for drinks on the weekends, having fun, meeting other young interesting people, the last thing you're gonna want to do is move to the boonies.

Add in meeting a sig other from that area and you're almost certainly not gonna move. I've seen it a bunch of times where young dentists told me they had every intention of living in a random place only to not do it when push came to shove

Second question: Based on your clients what's the average salary of OMFS and Orthos? I know the ADA averages can be a bit inflated.


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[Student Loan Planner]

Second question: Based on your clients what's the average salary of OMFS and Orthos? I know the ADA averages can be a bit inflated.


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For orthos I've seen 220k to 450k. For OMFS I've seen like 230k to 500k. The low range mostly the big city / saturated folks (includes Utah bc of high proportion of Mormon dentists that want to move back). The high range is middle of nowhere ppl drive from 100 miles around to see you kinda thing.

The suburbs of random middle sized US city would be somewhere in between, probably tilted towards the 300k end.

The spouse thing can't be understated. The really rich OMFS and orthos I've seen have been partners in how they spend money. The spouse is usually from a small town and doesnt need to live in a fancy city to be happy. Spouse is either also a professional or manages books of the practice and knows the numbers.

So when looking for a spouse, if you marry another dentist or someone from a rural place you're more likely to end up wealthy from what I've seen. This is true for women and men.

 

[wengerout]

For orthos I've seen 220k to 450k. For OMFS I've seen like 230k to 500k. The low range mostly the big city / saturated folks (includes Utah bc of high proportion of Mormon dentists that want to move back). The high range is middle of nowhere ppl drive from 100 miles around to see you kinda thing.

The suburbs of random middle sized US city would be somewhere in between, probably tilted towards the 300k end.

The spouse thing can't be understated. The really rich OMFS and orthos I've seen have been partners in how they spend money. The spouse is usually from a small town and doesnt need to live in a fancy city to be happy. Spouse is either also a professional or manages books of the practice and knows the numbers.

So when looking for a spouse, if you marry another dentist or someone from a rural place you're more likely to end up wealthy from what I've seen. This is true for women and men.

Thanks for the info, alternatively what's the range for dentist that you've seen?


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[znny19]

Graduated NYUCD... lived at home to save money. Working at the VA now and I honestly love what i'm doing. Yes I have a lot of loans but at 25 I think I'll have the time to pay it off. Much rather be a dentist than an accountant...

 

[Alpha Centauri]

Graduated NYUCD... lived at home to save money. Working at the VA now and I honestly love what i'm doing. Yes I have a lot of loans but at 25 I think I'll have the time to pay it off. Much rather be a dentist than an accountant...

Good to hear man. How did you land a job at the VA? Do you have prior military experience?

 

[Bis-GMA111]

i feel like this is the case for any expensive school. without any kind of connections to the field, or having a financially stable situation which offsets the burden of school costs....at what point do you draw the line of how much you'll pay for an education?

my 2 cents of the matter--if you go to one of these expensive schools, and if you come out of it all as a competent general practitioner at the very least, you'll be okay---and by okay, i mean you won't have that lavish mansion or fancy cars. you'll live a respectable middle class life and will be able to live a normal life by making minimum monthly payments towards your loans.

not to say this is the norm though...of course you can come out of it doing really really well and make boat loads of money, but current data supports the previous statement . i feel like this aspect is neglected by a lot of prospective students who are starry eyed from reading u.s. news job reports, by dental schools who are trying to fill seats, and even further down the line by corporate dental chains who prey on indebted students

but in any case, i don't foresee this whole dental school debt situation going away unless something drastic happens, i.e. in the mid 2000s when the pharmacy field suddenly realizing after 5-6 years that their ''shortage of pharmacists'' statement was completely exaggerated, leading to saturation of the field

 

[Student Loan Planner]

Thanks for the info, alternatively what's the range for dentist that you've seen?


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110k for a dentist in DC / Nyc / Boston at a corporate to 500k multiple practice owner

80 percent 120k to 140k though

 

[wengerout]

110k for a dentist in DC / Nyc / Boston at a corporate to 500k multiple practice owner

80 percent 120k to 140k though

Do you think part of the reason it's 80% is because your services attract people who are associates/have high loans?


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[Student Loan Planner]

Do you think part of the reason it's 80% is because your services attract people who are associates/have high loans?


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Maybe, but almost all the high cost school grads are in that 120 to 140 camp. A couple have been like 160 to 180, and maybe some specialists have been low 200s.

I've never seen an nyu grad in the 300 to 500k camp. Not saying they aren't out there but I've never seen one. I've spoken to plenty of folks in that income range but they were all leaving w 400k and less from cheaper schools.

If you train in a big city you just won't move to small town America where the big bucks are. That's what I've seen anecdotally

 

[zriceman]

Student Loan Planner, thank you for your contribution. How are your endodontist clients, from associates to owners, fairing in the markets?

 

[Bis-GMA111]

Maybe, but almost all the high cost school grads are in that 120 to 140 camp. A couple have been like 160 to 180, and maybe some specialists have been low 200s.

I've never seen an nyu grad in the 300 to 500k camp. Not saying they aren't out there but I've never seen one. I've spoken to plenty of folks in that income range but they were all leaving w 400k and less from cheaper schools.

If you train in a big city you just won't move to small town America where the big bucks are. That's what I've seen anecdotally

Agreed . A lot of people don't want to make the sacrifice and go to a completely new area in rural America, especially from big cities....whether it's due to personal reasons or factors which actually make it extremely unfeasible

 

[wengerout]

Maybe, but almost all the high cost school grads are in that 120 to 140 camp. A couple have been like 160 to 180, and maybe some specialists have been low 200s.

I've never seen an nyu grad in the 300 to 500k camp. Not saying they aren't out there but I've never seen one. I've spoken to plenty of folks in that income range but they were all leaving w 400k and less from cheaper schools.

If you train in a big city you just won't move to small town America where the big bucks are. That's what I've seen anecdotally

Agreed . A lot of people don't want to make the sacrifice and go to a completely new area in rural America, especially from big cities....whether it's due to personal reasons or factors which actually make it extremely unfeasible

My question is how rural is rural? I really don't mind not living in the city once I am fully grown, however as someone who is both URM AND not religious I feel like the harsh reality is certain parts of the country that qualify might not be the most accepting to be their dentist. What do you guys think?

 

[deleted696582]

My question is how rural is rural? I really don't mind not living in the city once I am fully grown, however as someone who is both URM AND not religious I feel like the harsh reality is certain parts of the country that qualify might not be the most accepting to be their dentist. What do you guys think?

I looked it up and the US census defines rural as whatever isn't urban. And it defines urban as clusters (2,500-50,000 people) or areas (50,000+). So if we're getting technical, anywhere that doesn't have 2,500 people or more. As someone who has been in suburbs and cities my whole life, I just think of anything with dirt roads or farms around as rural.

I think it would be nice to be somewhere scenic and rural, like Alaska, but cities are so cool. Too bad they're also saturated. And suburbs are boring to me, but good for family life I guess.

 

[wengerout]

I looked it up and the US census defines rural as whatever isn't urban. And it defines urban as clusters (2,500-50,000 people) or areas (50,000+). So if we're getting technical, anywhere that doesn't have 2,500 people or more. As someone who has been in suburbs and cities my whole life, I just think of anything with dirt roads or farms around as rural.

I think it would be nice to be somewhere scenic and rural, like Alaska, but cities are so cool. Too bad they're also saturated. And suburbs are boring to me, but good for family life I guess.

Hmm I imagine that rural might be too rural, after all still need a sizable patient base!

I don't mind suburbs/exurbs at all. Cities are great in your 20's but something about going to the club as a 40 year old doesn't sound appealing.


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[Namelessking]

As someone who had to make a decision on NYU, guys if it's your only choice, don't hesitate to tell em no. It might hurt at first if it was your only acceptance (it was for me even with above average stats) but afterwards you'll know you saved yourself from a very regrettable financial situation. There's more to life than going almost half a mill in debt for your career. Reapply and make your applications stronger if you must be a dentist. It will be worth it in the long run.

 

[MaizeGoBlue]

@Student Loan Planner have you heard about this case regarding PSLF? New Fears For Public Service Loan Forgiveness

 

[cacajuate]

@Student Loan Planner have you heard about this case regarding PSLF? New Fears For Public Service Loan Forgiveness

Exactly why you don't put your faith in government programs. It's unwise to do these govt programs, especially ones that last 2+ decades before debt is forgiven. They will change, you can put that in stone.

 

[deleted738762]

What do you honestly think you'll accomplish from making this thread. At the end of the day whatever warnings you give applicants nyu will still have enough students to fill their class and some whether that floats your boat or not . If nyu is someone's only acceptance what do you want them to do? Give up on dentistry and become an accountant? I don't think anyone will debate with you that the cost is high, we all agree. But you gotta have an alpha mindset and hustle and grind when you graduate and not expect everything to be handed to you

It swayed me from applying to NYU and a few of my friends. Threads like these are great to spread awareness and get a fresh perspective. This thread just might have saved my life. I'm taking NYU off my list as we speak lol.

 

[Namelessking]

It swayed me from applying to NYU and a few of my friends. Threads like these are great to spread awareness and get a fresh perspective. This thread just might have saved my life. I'm taking NYU off my list as we speak lol.

Congratulations. You're not losing out on much. This is the beginning in sticking it to schools like NYU. Some of us aren't willing to sacrifice that much to become a dentist when there are more viable routes to becoming one. Of course, if someone is receiving financial help from a rich parent or the like, then NYU is a no brainer as it is an excellent school without a doubt.

 

[deleted738762]

Congratulations. You're not losing out on much. This is the beginning in sticking it to schools like NYU. Some of us aren't willing to sacrifice that much to become a dentist when there are more viable routes to becoming one. Of course, if someone is receiving financial help from a rich parent or the like, then NYU is a no brainer as it is an excellent school without a doubt.

When OP said or choose another career I realized damn that much debt is really not worth it. My parents are not rich, I'm not rich, and I have no scholarship and you're right it's a no brainer. I think some people, like me, were thinking about applying there because it's NYU and it must be a good school and I saw this thread. Now I look at every schools prices thanks to this thread.

Yeah it's ridiculous. You should not have to be more than half a million in debt to become a dentist. Plus they take like 200+ students and all their money. Ridiculous is what it is.

 

[Namelessking]

Literally just sitting back and relaxing. Can't wait to graduate (let alone start) and pay this sucker off and live the good life . The rest of SDN can enjoy panicking and living a life of pessimism

Smells like insecurity to me. No reason to come lashing out at people giving good advice.

 

[Alpha Centauri]

Smells like insecurity to me. No reason to come lashing out at people giving good advice.

Thanks for your post. It was very noble of you to decline your NYU acceptance, you really stuck it to them right in their noses by not gracing them with your attendance. Good luck reapplying this cycle

 

[deleted738762]

Thanks for your post. It was very noble of you to decline your NYU acceptance, you really stuck it to them right in their noses by not gracing them with your attendance. Good luck reapplying this cycle

lol your sarcasm is on a whole different level haha. Anyways he might have saved 250k potential debt if he gets into a cheaper school regardless if he stuck it to NYU or not.

 

[super frank]

lol your sarcasm is on a whole different level haha. Anyways he might have saved 250k potential debt if he gets into a cheaper school regardless if he stuck it to NYU or not.

He also lost a year of income... just saying

 

[oralcare123]

So first you applied to expensive school and then declined their acceptance? You didn't know the cost or secretly hoped to be rejected?

 

[Namelessking]

Thanks for your post. It was very noble of you to decline your NYU acceptance, you really stuck it to them right in their noses by not gracing them with your attendance. Good luck reapplying this cycle

Oh no that's all beyond me now. I'm heading down the actuary route. Already passed exam P and working towards exam FM. Thanks for the concern. I'm sure I'll cry myself to sleep with my profession's .2 % unemployment rate and the 15k I owe. But cheers on your 400k+ debt. I'm sure you'll be one of those millionaire dentists hehe.

 

[738177]

Oh no that's all beyond me now. I'm heading down the actuary route. Already passed exam P and working towards exam FM. Thanks for the concern. I'm sure I'll cry myself to sleep with my profession's .2 % unemployment rate and the 15k I owe. But cheers on your 400k+ debt. I'm sure you'll be one of those millionaire dentists hehe.

I applaud you for making that bold decision.
I got accepted to NYU midway through my SMP. I turned it down and i'll be attending med school next fall. Unfortunately, it was only private schools that were interviewing me and the ROI didn't make sense to me. Not a lot of track-changers in here so i thought i'd post. I wish good luck to whatever path everyone's choosing here.

 

[Namelessking]

I applaud you for making that bold decision.
I got accepted to NYU midway through my SMP. I turned it down and i'll be attending med school next fall. Unfortunately, it was only private schools that were interviewing me and the ROI didn't make sense to me. Not a lot of track-changers in here so i thought i'd post. I wish good luck to whatever path everyone's choosing here.

Thanks, all the best man.

 

[Alpha Centauri]

Oh no that's all beyond me now. I'm heading down the actuary route. Already passed exam P and working towards exam FM. Thanks for the concern. I'm sure I'll cry myself to sleep with my profession's .2 % unemployment rate and the 15k I owe. But cheers on your 400k+ debt. I'm sure you'll be one of those millionaire dentists hehe.

Nice.

What makes you think I'll be in 400k worth of debt?

 

[Ollivander]

I applaud you for making that bold decision.
I got accepted to NYU midway through my SMP. I turned it down and i'll be attending med school next fall. Unfortunately, it was only private schools that were interviewing me and the ROI didn't make sense to me. Not a lot of track-changers in here so i thought i'd post. I wish good luck to whatever path everyone's choosing here.

Congrats on getting into med school! I believe three people in this thread actually changed their track to PA school including myself, so there are a few track-changers that lurk around here. Honestly if you're staring down a 400K+ debt load after graduation I really think you should re-evaluate if it's really worth it. That first 10-15 years of an underwhelming lifestyle while being a slave to your debt is not going to be fun in any way, shape, or form.


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[738177]

Congrats on getting into med school! I believe three people in this thread actually changed their track to PA school including myself, so there are a few track-changers that lurk around here. Honestly if you're staring down a 400K+ debt load after graduation I really think you should re-evaluate if it's really worth it. That first 10-15 years of an underwhelming lifestyle while being a slave to your debt is not going to be fun in any way, shape, or form.


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Thanks I guess for me everything kind of just "worked out" out of nowhere. I know how hard it is to get into these professional schools and i can see why students would rather just stay the course despite the debt. I only ask pre-dents to at least explore other health careers if your only acceptance is an expensive private school. Switching tracks is hard but i don't think it's as impossible as some make it seem like.

 

[Ollivander]

Thanks I guess for me everything kind of just "worked out" out of nowhere. I know how hard it is to get into these professional schools and i can see why students would rather just stay the course despite the debt. I only ask pre-dents to at least explore other health careers if your only acceptance is an expensive private school. Switching tracks is hard but i don't think it's as impossible as some make it seem like.

I completely agree with you. It's definitely worth re-evaluating if the path you set out for yourself in high school or freshman year of college is still the wisest path prior to making an actual decision to attend dental school when you're a senior. The job market, cost of attendance, where you stand GPA/DAT wise, whether you'll have to resort to OOS/private schools, etc are all critical factors that come into play that you won't really know until it's time to make that decision. What a lot of students don't realize is that even if you've spent the last 3-6 years working towards tailoring an application for dental school, a lot of the prior work you put in can still very much be applicable to almost every other healthcare professional school.

 

[allantois]

Congrats on getting into med school! I believe three people in this thread actually changed their track to PA school including myself, so there are a few track-changers that lurk around here. Honestly if you're staring down a 400K+ debt load after graduation I really think you should re-evaluate if it's really worth it. That first 10-15 years of an underwhelming lifestyle while being a slave to your debt is not going to be fun in any way, shape, or form.


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Yup! 4 PA interviews invites so far. It's not that difficult to switch

 

[allantois]

So first you applied to expensive school and then declined their acceptance? You didn't know the cost or secretly hoped to be rejected?

I bet ya 90% of people don't look up the costs

 

[allantois]

He also lost a year of income... just saying

Don't underestimate the power of compound interest on a 500k+ loan.

 

[Incis0r]

Yup! 4 PA interviews invites so far. It's not that difficult to switch

Congrats!

 

[SmileItsLife]

I applaud you for making that bold decision.
I got accepted to NYU midway through my SMP. I turned it down and i'll be attending med school next fall. Unfortunately, it was only private schools that were interviewing me and the ROI didn't make sense to me. Not a lot of track-changers in here so i thought i'd post. I wish good luck to whatever path everyone's choosing here.

Congrats on your med school acceptance!