I was in your position 10 years ago. I'm doing ok now, but could be doing much, much better had I done a few things differently.
1. Strongly consider the National Health Sciences Services Corp. Tax free payments towards your loan. Yes, you'll likely be in a place that you wouldn't want to live long term, but it's only temporary.
2. Do as much as you can to pay at least the interest on your loans through residency. When they capitalize, you are SCREWED. I've been paying since I graduated in 2012 and I have only recently just gotten some back to their original principal.
3. Yes, teaser salaries do exist. You'll be guaranteed a great starting salary for 1-3 years then will transition over to a production based or base + bonus. Hopefully, by the time this occurs, you have a full practice or else you WILL be in for a shock.
4. Be prepared to work HARDER than you did in residency if you plan on paying aggressively towards your loans. DO NOT be in a rush to get a house/new vehicle/boat since you have come up and now 'deserve it.'
5. I know I'll be escorted outside the FM compound gates and have acid thrown in my face, shot, drawn, quartered, hung then burned for this one, but bottom line, urgent care docs make bank. In my area they pull at least $250k a year. A friend of mine this past fiscal year will do a little over $300k working about 1600 hours (that's about 40 weeks work). Minimal paperwork, no PCMH headaches
6. Lawyers may know the gotchas that can get you in legal issues (early termination, tail, restrictive covenant, etc) but from my experience, few are able to tell you if this is a good deal or not, which is pretty much what you really want to know. In general, organizations will offer contracts in THEIR own best interest. They will take advantage of the fact that you likely have little financial savvy, and have an altruistic bend since you didn't exactly go to in FM to become a billionaire. You are at the mercy of the people keeping your books. If they say you made X and you say that no, I made Y, you better have some documentation to show otherwise. That takes time, effort and energy that will likely be in short supply, especially more so if you have a life outside of work. They know this too. Be wary of wanting to do your financial meetings over lunch at a restaurant. It's distracting. Request a copy of your monthly report BEFORE meeting. Keep tract of the number of patients you see every day.
7. This is my candid observation but I swear it holds true. Wherever you're recruited, make sure you spend some time in their Walmart and a grocery store. It's my unofficial way to check the pulse on the town. People watch. Do people seem generally friendly? How many people look like they actually take any interest in their health. Do you generally see people who have done a lot of 'hard livin?' Do you see cart after cart filled with sodas and junk food? These are the people who will be your patients.
There's more, but it's lunch time and I've gotta get home and get the crock pot started. It's potroast night.