Does a default determination on civil suit disqualify you from gradPLUS?

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PotGoblinsales10

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This has to do with nonpayment of rent. I was with a few roommates, and all of us decided to pay the rent, however, 3/5 left, and we couldn't pay the rent. The landlord was unhappy with this and refused to let us move out immediately without suing. Even after we moved out (which was after we paid the month's rent), the landlord demanded rent payment of the remaining 2 years on the lease (up until 2019!), which we didn't have (that comes out to ~$30,000). The lease was under my name.

In the end, it wasn't $30,000, because once the landlord gets a new tenant, he cannot collect double rent, but the default determination is still in my name.

So what now?
Does this disqualify me from GRADplus?

Can my cosigner have no credit history at all (18 y/o brother)?

What are my options?

This default determination is not on a Title IV (not on a student loan debt), but on a civil court claim.

ALSO: take this post as a deterrent. Don't make this dumb decision! I was naiive and uneducated when it came to rent. Don't trust your roommates. I thought I would be off the hook if I paid all the months rent I've lived in the house. you can't just leave halfway in your lease.

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It is my understanding that as long as you are not defaulting on any student loans or have not defaulted on any student loans you should be able to get them.
 
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