Not a dumb question. A very very good question with an obtuse answer. That link kindly provided by MikeyOlSchool gives us the basic pays for most officers and enlisted. It unfortunately does not include the special pays medical corp personnel receives.
Follow the link, and open the pdf for the most recent date, Fiscal year 2017 or something like that.
Then follow the first page and jot down the monthly pay for what ever rank and time in service you have (note time at USUHS does not count...until retirement...
). This is
base pay.
Now go to page 3 and jot down
BAS for officers.
Now go to some military website and write down whatever monthly pay you get for
BAH.
Now go to page 11 on the pdf and you see all those awesome huge 6 figure numbers there? Ignore them (By the time you are eligible for that bonus you'll have figured this out already). Look to the lower right hand side of the page and you will see a tiny web link. Follow that and it will take you to BUMED.
On BUMED's website open the link under "FY17 Special Pay Plans". This will let you download a word document. Go to pages 12 and 13. Focus on Tables 2 and Tables 3. Ignore the part on Table 2 that details Retention Bonus (RB) because again, when we become eligible for this you will already have figured this out. Find your specialty and voila, here's your annual Incentive Pay (
IP). Table 3 is your Board Certification Pay (
BCP).
So monthly pay = (Base Pay + IP/12 + BCP/12)*(1 - Taxes) + BAH + BAS
This current system is actually simplified from when I first looked this up a few years back. Hope this helps!